The first crore is the hardest. Start here.
Tax, investing, salary, insurance and credit — in plain English, for young Indians who earn well but haven't had time to figure out where it all goes.
India Finance News: 4–10 May 2026
EPFO 3.0 lets you withdraw PF via UPI by end of May. ITR filing is open with a key change to ITR-1. The rupee hit ₹95.43 — what it means for your fuel bill and investments. Plus: SEBI regulates Nifty, 93% of F&O traders lose money.
Recent articles
All articles →How does an SIP work? What ₹10,000/month actually grows to over 10, 15, and 20 years
An SIP invests a fixed amount monthly in a mutual fund. ₹10,000/month at 12% grows to ₹23L in 10 years, ₹50L in 15 years, and nearly ₹1 crore in 20 years.
Old vs new tax regime FY 2025-26: which is better for salaried employees?
Side-by-side tax comparison at ₹8L–₹25L salary, the exact deduction amount at which the old regime wins, and a worked example with HRA and home loan. Numbers-first guide for FY 2025–26.
New tax regime FY 2025-26: complete guide for salaried employees
Zero tax up to ₹12.75 lakh, new income tax slabs, what deductions you lose, and how to decide between old and new regime. A numbers-first guide for salaried Indians.
What is CTC, gross salary, and in-hand salary? How to read your Indian salary slip
Your offer letter says ₹12 lakh, your payslip shows ₹87,500 gross, and your bank receives ₹79,000. Three numbers, all correct — here is exactly why they differ and what each one means.
Calculators
All calculators →Sundays. The week's money, in plain English.
Free · unsubscribe in one click · no financial advice