Tax
EPF vs PPF vs NPS: which retirement savings option is better for salaried Indians in FY 2025-26?
14 May 2026·9 min read
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
रुपया एक करोड़ · एक करोड़ रुपया
एक करोड़ रुपया · रुपया एक करोड़
एक करोड़
The first crore is the hardest. Start here.
Tax, investing, salary, insurance and credit — in plain English, for young Indians who earn well but haven't had time to figure out where it all goes.
◆ FeaturedThis WeekTopical
India Finance News: 4–10 May 2026
EPFO 3.0 lets you withdraw PF via UPI by end of May. ITR filing is open with a key change to ITR-1. The rupee hit ₹95.43 — what it means for your fuel bill and investments. Plus: SEBI regulates Nifty, 93% of F&O traders lose money.
10 May 2026 · 8 min readRead →
Recent articles
All articles →Tax
New Tax Regime vs Old Tax Regime: Which Is Better for You?
A direct comparison of new and old tax regimes for FY 2025-26. The answer depends entirely on your deductions — here is how to find out which saves you more.
14 May 2026·10 min read
Personal Finance
If my CTC is ₹20 LPA, how much will I get in hand?
A CTC of ₹20 LPA does not mean ₹1,66,667 a month. Here is the exact breakdown of what gets deducted — PF, gratuity, income tax — and what lands in your account.
14 May 2026·7 min read
Tax
New Tax Regime: How It Works
The new tax regime offers lower, simplified slabs but strips out most deductions. Here is exactly how it works, what changed in Budget 2025, and who it suits.
13 May 2026·9 min read
Insurance
How much term life insurance do you need in India? A salary-based calculation guide
Term insurance gives pure life cover — no investment component. For a ₹15L salary, you need ₹1.5–2.25 Cr in cover. Here's the calculation, what affects premiums, and what to check before buying.
13 May 2026·7 min read
Investing
How does an SIP work? What ₹10,000/month actually grows to over 10, 15, and 20 years
An SIP invests a fixed amount monthly in a mutual fund. ₹10,000/month at 12% grows to ₹23L in 10 years, ₹50L in 15 years, and nearly ₹1 crore in 20 years.
12 May 2026·8 min read
Tax
Old vs new tax regime FY 2025-26: which is better for salaried employees?
Side-by-side tax comparison at ₹8L–₹25L salary, the exact deduction amount at which the old regime wins, and a worked example with HRA and home loan. Numbers-first guide for FY 2025–26.
10 May 2026·10 min read
Tax
New tax regime FY 2025-26: complete guide for salaried employees
Zero tax up to ₹12.75 lakh, new income tax slabs, what deductions you lose, and how to decide between old and new regime. A numbers-first guide for salaried Indians.
10 May 2026·10 min read
Salary
What is CTC, gross salary, and in-hand salary? How to read your Indian salary slip
Your offer letter says ₹12 lakh, your payslip shows ₹87,500 gross, and your bank receives ₹79,000. Three numbers, all correct — here is exactly why they differ and what each one means.
10 May 2026·11 min read
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